[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.mauz.cz\/vyhodne-nebankovni-hypoteky-na-tisic-zpusobu\/#Article","mainEntityOfPage":"https:\/\/www.mauz.cz\/vyhodne-nebankovni-hypoteky-na-tisic-zpusobu\/","headline":"V\u00fdhodn\u00e9 nebankovn\u00ed hypot\u00e9ky na tis\u00edc zp\u016fsob\u016f","name":"V\u00fdhodn\u00e9 nebankovn\u00ed hypot\u00e9ky na tis\u00edc zp\u016fsob\u016f","description":"Lid\u00e9 se st\u00e1le v\u00edce obracej\u00ed na nebankovn\u00ed hypot\u00e9ky, aby jim pomohly s vy\u0159e\u0161en\u00edm jejich pot\u00ed\u017e\u00ed, ale tak\u00e9 pl\u00e1n\u016f a pot\u0159eb. U\u017e d\u00e1vno tak neplat\u00ed, \u017ee pouze p\u016fj\u010dka v bance je v\u00fdhodn\u00e1, a \u017ee ty ostatn\u00ed maj\u00ed lichv\u00e1\u0159sk\u00e9 \u00faroky a je lep\u0161\u00ed se jim vyhnout. Bankovn\u00ed domy tak z\u00edskaly v\u00fdznamnou konkurenci, kter\u00e1 nev\u00e1h\u00e1 vyu\u017e\u00edt individu\u00e1ln\u00ed p\u0159\u00edstup...","datePublished":"2018-11-10","dateModified":"2023-05-06","author":{"@type":"Person","@id":"https:\/\/www.mauz.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.mauz.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/06473a178d94fb830b46e277369729e9534f2612e261ec2f1ee96b672ef473e2?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/06473a178d94fb830b46e277369729e9534f2612e261ec2f1ee96b672ef473e2?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"mauz.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.mauz.cz\/wp-content\/uploads\/img_a333712_w1697_t1547118583.jpg","url":"https:\/\/www.mauz.cz\/wp-content\/uploads\/img_a333712_w1697_t1547118583.jpg","height":0,"width":0},"url":"https:\/\/www.mauz.cz\/vyhodne-nebankovni-hypoteky-na-tisic-zpusobu\/","about":["Ekonomika"],"wordCount":414,"articleBody":"      Lid\u00e9 se st\u00e1le v\u00edce obracej\u00ed na nebankovn\u00ed hypot\u00e9ky, aby jim pomohly s vy\u0159e\u0161en\u00edm jejich pot\u00ed\u017e\u00ed, ale tak\u00e9 pl\u00e1n\u016f a pot\u0159eb. U\u017e d\u00e1vno tak neplat\u00ed, \u017ee pouze p\u016fj\u010dka v bance je v\u00fdhodn\u00e1, a \u017ee ty ostatn\u00ed maj\u00ed lichv\u00e1\u0159sk\u00e9 \u00faroky a je lep\u0161\u00ed se jim vyhnout. Bankovn\u00ed domy tak z\u00edskaly v\u00fdznamnou konkurenci, kter\u00e1 nev\u00e1h\u00e1 vyu\u017e\u00edt individu\u00e1ln\u00ed p\u0159\u00edstup k tomu, aby sv\u00fdm klient\u016fm vy\u0161la maxim\u00e1ln\u011b vst\u0159\u00edc. Druh\u00e1 v\u011bc, kter\u00e1 u\u017e d\u00e1vno neplat\u00ed, je tak\u00e9 to, \u017ee byste v nebankovn\u00ed spole\u010dnosti narazili na vysokou \u00farokovou m\u00edru, kter\u00e1 v\u00e1s brzy po\u0161le ke dnu. Naopak, dokonce zde m\u016f\u017eete narazit i na mnohem v\u00fdhodn\u011bj\u0161\u00ed nab\u00eddku, ne\u017e jakou v\u00e1m daj\u00ed v bance, ale v\u011bt\u0161inou je to tak, \u017ee \u00faroky u bank i nebankovn\u00edch spole\u010dnost\u00ed jsou vesm\u011bs srovnateln\u00e9. To ov\u0161em neplat\u00ed, pokud se na nebankovn\u00ed subjekt obr\u00e1t\u00edte v n\u011bjak\u00e9 slo\u017eit\u00e9 a specifick\u00e9 situaci. Jestli\u017ee m\u00e1te nedostate\u010dn\u00e9 p\u0159\u00edjmy, v\u011bt\u0161\u00ed z\u00e1znam v registru anebo jin\u00e9 v\u00e1\u017en\u011bj\u0161\u00ed komplikace, tak o\u010dek\u00e1vejte sp\u00ed\u0161e vy\u0161\u0161\u00ed \u00faroky. Nebankovn\u00ed spole\u010dnost v\u00e1m i v t\u011bchto p\u0159\u00edpadech m\u016f\u017ee pomoci, ale dan\u00ed za to budou pr\u00e1v\u011b vy\u0161\u0161\u00ed \u00faroky, kter\u00e9 v\u00e1\u0161 \u00fav\u011br ponese, nebo\u0165 se jedn\u00e1 v podstat\u011b o kompenzaci vy\u0161\u0161\u00edho rizika, kter\u00e9 je s problematick\u00fdm klientem spojen\u00e9. Ka\u017edop\u00e1dn\u011b i v situaci, kter\u00e1 nen\u00ed v\u016fbec r\u016f\u017eov\u00e1, a ve kter\u00e9 by v\u00e1s v ka\u017ed\u00e9 bance odm\u00edtli, m\u016f\u017eete u nebankovn\u00ed spole\u010dnosti naj\u00edt podanou ruku v p\u0159\u00edpad\u011b, \u017ee prok\u00e1\u017eete, \u017ee sv\u00e9 z\u00e1vazky budete schopni spl\u00e1cet. A pr\u00e1v\u011b to je to hlavn\u00ed, o co tady jde. Nez\u00e1le\u017e\u00ed na tom, zda jste podle bankovn\u00ed terminologie bonitn\u00edm \u010di rizikov\u00fdm klientem, z\u00e1le\u017e\u00ed pouze na tom, zda svou finan\u010dn\u00ed z\u00e1t\u011b\u017e unesete a budete hradit sv\u00e9 z\u00e1vazky. Pokud ano, va\u0161\u00ed p\u016fj\u010dce ji\u017e nestoj\u00ed nic v cest\u011b. Pokud ne, nikdo v\u00e1m pen\u00edze ani tady nep\u016fj\u010d\u00ed, proto\u017ee v\u00e1s nikdo nechce dostat do pot\u00ed\u017e\u00ed, kter\u00e9 m\u00e1te mo\u017en\u00e1 ji\u017e nyn\u00ed dost velik\u00e9.Nicm\u00e9n\u011b celkov\u011b jsou nebankovn\u00ed hypot\u00e9ky srovnateln\u00fdm produktem s bankovn\u00edmi p\u016fj\u010dkami, kter\u00e9 v\u00e1s mohou oslovit celou \u0159adou zaj\u00edmav\u00fdch v\u00fdhod.                                                                                                                                                                                                                                                                                                                                                                                          4.7\/5 - (6 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"V\u00fdhodn\u00e9 nebankovn\u00ed hypot\u00e9ky na tis\u00edc zp\u016fsob\u016f","item":"https:\/\/www.mauz.cz\/vyhodne-nebankovni-hypoteky-na-tisic-zpusobu\/#breadcrumbitem"}]}]