[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.mauz.cz\/strasak-jmenem-exekuce\/#Article","mainEntityOfPage":"https:\/\/www.mauz.cz\/strasak-jmenem-exekuce\/","headline":"STRA\u0160\u00c1K JM\u00c9NEM EXEKUCE","name":"STRA\u0160\u00c1K JM\u00c9NEM EXEKUCE","description":"Ur\u010dit\u011b se alespo\u0148 jednou v\u00a0\u017eivot\u011b v\u011bt\u0161ina z\u00a0n\u00e1s ocitla v\u00a0situaci, kdy jsme zatou\u017eili po n\u011b\u010dem takov\u00e9 hodnoty, kter\u00e9 n\u00e1\u0161 bankovn\u00ed \u00fa\u010det nedisponoval. Mohlo se jednat o v\u011bci, kter\u00e9 v\u00a0\u017eivot\u011b opravdu pot\u0159ebujeme nebo naopak (a to je mo\u017en\u00e1 ten \u010dast\u011bj\u0161\u00ed p\u0159\u00edpad) o v\u011bci, bez kter\u00fdch se bez probl\u00e9m\u016f obejdeme. Dne\u0161n\u00ed materialisticky zam\u011b\u0159en\u00e1 spole\u010dnost na n\u00e1s vyv\u00edj\u00ed n\u00e1tlak...","datePublished":"2023-05-06","dateModified":"2023-05-06","author":{"@type":"Person","@id":"https:\/\/www.mauz.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.mauz.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/06473a178d94fb830b46e277369729e9534f2612e261ec2f1ee96b672ef473e2?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/06473a178d94fb830b46e277369729e9534f2612e261ec2f1ee96b672ef473e2?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"mauz.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.mauz.cz\/wp-content\/uploads\/img_a316184_w2157_t1527104004.jpg","url":"https:\/\/www.mauz.cz\/wp-content\/uploads\/img_a316184_w2157_t1527104004.jpg","height":0,"width":0},"url":"https:\/\/www.mauz.cz\/strasak-jmenem-exekuce\/","wordCount":479,"articleBody":"Ur\u010dit\u011b se alespo\u0148 jednou v\u00a0\u017eivot\u011b v\u011bt\u0161ina z\u00a0n\u00e1s ocitla v\u00a0situaci, kdy jsme zatou\u017eili po n\u011b\u010dem takov\u00e9 hodnoty, kter\u00e9 n\u00e1\u0161 bankovn\u00ed \u00fa\u010det nedisponoval. Mohlo se jednat o v\u011bci, kter\u00e9 v\u00a0\u017eivot\u011b opravdu pot\u0159ebujeme nebo naopak (a to je mo\u017en\u00e1 ten \u010dast\u011bj\u0161\u00ed p\u0159\u00edpad) o v\u011bci, bez kter\u00fdch se bez probl\u00e9m\u016f obejdeme. Dne\u0161n\u00ed materialisticky zam\u011b\u0159en\u00e1 spole\u010dnost na n\u00e1s vyv\u00edj\u00ed n\u00e1tlak v\u00a0tom, co v\u0161e bychom m\u011bli vlastnit, obchody jsou p\u0159ervan\u00e9 k\u00a0prasknut\u00ed a ze v\u0161ech stran se na n\u00e1s val\u00ed reklama, kter\u00e1 n\u00e1m sd\u011bluje, \u017ee tuhle v\u011bc opravdu mus\u00edme m\u00edt doma. Tady nast\u00e1v\u00e1 j\u00e1dro probl\u00e9mu a nen\u00ed na \u0161kodu mal\u00e1 introspekce do vlastn\u00edho v\u011bdom\u00ed.\tNeschopnost spl\u00e1cet se t\u00fdk\u00e1 relativn\u011b vysok\u00e9ho po\u010dtu na\u0161eho obyvatelstva – v\u00a0\u00fanoru leto\u0161n\u00edho roku po\u010det dlu\u017en\u00edk\u016f stoupl na necel\u00fdch 900\u00a0tis\u00edc. Probl\u00e9mem jsou i v\u00edce\u010detn\u00e9 exekuce, kdy se dlu\u017en\u00edk sna\u017e\u00ed \u201ezalepit\u201c jeden dluh druh\u00fdm. T\u00edm p\u00e1dem se spousta z\u00a0nich ocit\u00e1 v\u00a0situaci, kter\u00e1 p\u0159ipom\u00edn\u00e1 za\u010darovan\u00fd kruh. \u0158e\u0161en\u00edm m\u016f\u017ee b\u00fdt insolvence, tzv. vyhl\u00e1\u0161en\u00ed osobn\u00edho bankrotu, jejich\u017e po\u010det v\u00a0posledn\u00ed dob\u011b tak\u00e9 rapidn\u011b vzrostl.\tJednou z\u00a0mnoha p\u0159\u00ed\u010din tohoto probl\u00e9mu je finan\u010dn\u00ed negramotnost povinn\u00fdch. V\u00a0takov\u00fdch p\u0159\u00edpadech je ur\u010dit\u011b vhodn\u00e9 obr\u00e1tit se na odborn\u00edka \u2013 finan\u010dn\u00edho poradce, kter\u00fd v\u00e1s navede, jak se sv\u00fdmi financemi vych\u00e1zet a kde by se dalo u\u0161et\u0159it. Spousta lid\u00ed si bohu\u017eel ani neuv\u011bdomuje, kolik zbyte\u010dn\u00fdch v\u00fddaj\u016f m\u011bs\u00ed\u010dn\u011b m\u00e1. Doporu\u010duji si alespo\u0148 po dobu jednoho m\u011bs\u00edce zapisovat ve\u0161ker\u00e9 vydan\u00e9 platby a ur\u010dit\u011b nevynech\u00e1vat ani ty drobn\u00e9 v\u00fddaje, nad kter\u00fdmi \u010dasto m\u00e1vneme rukou \u2013 pr\u00e1v\u011b ty se v\u011bt\u0161inou za dan\u00fd m\u011bs\u00edc nakumuluj\u00ed do vysok\u00fdch \u010d\u00e1stek!\tPokud to situace umo\u017e\u0148uje, vyhn\u011bte se p\u016fj\u010dk\u00e1m s\u00a0vysok\u00fdmi \u00faroky, kter\u00e9 u\u017e zav\u00e1n\u00ed lichvou. P\u0159i neschopnosti spl\u00e1cet a n\u00e1sledn\u00e9m vyd\u00e1n\u00ed exeku\u010dn\u00edho p\u0159\u00edkazu se toti\u017e \u010d\u00e1stky mohou vy\u0161plhat a\u017e neuv\u011b\u0159iteln\u011b vysoko. \u00daroky a jin\u00e9 n\u00e1klady n\u00e1m mohou zv\u00fd\u0161it dlu\u017enou \u010d\u00e1stku a\u017e n\u011bkolikan\u00e1sobn\u011b. Nez\u0159\u00eddka se st\u00e1vaj\u00ed p\u0159\u00edpady, kdy p\u0159i jistin\u011b 15 000,00 K\u010d se celkov\u00e1 v\u00fd\u0161e dlu\u017en\u00e9 \u010d\u00e1stky dostane na 50\u00a0000,00 K\u010d a v\u00edce, pokud nejste schopni spl\u00e1cet. Bohu\u017eel i p\u0159esto, \u017ee pravideln\u011b spl\u00e1c\u00edte, se \u010dasto stane, \u017ee p\u016fvodn\u00ed dluh mnohon\u00e1sobn\u011b p\u0159eplat\u00edte. A u jistin vysok\u00fdch \u010d\u00e1stek se jedn\u00e1 o opravdu nemal\u00e9 pen\u00edze.                                                                                                                                                                                                                                                                                                                                                                                        3.5\/5 - (11 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"STRA\u0160\u00c1K JM\u00c9NEM EXEKUCE","item":"https:\/\/www.mauz.cz\/strasak-jmenem-exekuce\/#breadcrumbitem"}]}]